Rates Effective July 14, 2010
|
Checking Accounts |
|
Account Type |
Annual Percentage Yield (APY) |
Minimum Balance |
Special Features |
| FreeBee |
None |
None |
No minimum balance requirement. No monthly service charge. FREE Bill Pay. FREE* Debit Card. Overdraft Line of Credit available. Fifty dollar deposit and check printing fee required at account opening. |
| Senior Rewards 55 ^* |
0.30 |
$250.00 |
No minimum balance requirement. No monthly service charge. Overdraft Line of Credit available. FREE Debit Card. FREE Senior Checks, *FREE Safe Deposit Box Rental, FREE Bill Pay. Fifty-dollar deposit and direct deposit enrollment required at account opening. |
| NOW^ |
0.30 |
$250.00 |
Overdraft Line of Credit available. FREE Debit Card. FREE Bill Pay. |
| Super NOW^ |
0.40 |
$1,000.00 |
Overdraft Line of Credit available. FREE Debit Card. FREE Bill Pay. |
Money Market Checking^
(Tier 1) |
0.40 |
$1,000.00 |
Unlimited transfers, unlimited debit card transactions and FREE bill pay. 6 free paper checks per cycle. No monthly service charge when you maintain minimum balance requirement. Interest increases automatically based on account balance. |
Money Market Checking^
(Tier 2) |
0.60 |
$20,000.00 |
Money Market Checking^
(Tier 3) |
0.85 |
$50,000.00 |
|
Savings and Money Market Accounts |
|
Account Type |
Annual Percentage Yield (APY) |
Minimum Balance |
Special Features |
| Statement Savings^ |
0.45 |
$50.00 |
Transaction limitations apply - refer to TIS Disclosure. |
Goal Maker Savings^*
(Tier 1) |
0.45 |
$0.01 |
Must be under 18 and opened with parent or guardian. Minimum opening balance $5.00. Variable Rate. Transaction limitations apply - refer to TIS Disclosure. |
Goal Maker Savings^*
(Tier 2) |
0.45 |
$2,500.01 |
| Senior Rewards 55 ^* |
0.45 |
$250.00 |
No monthly minimum balance requirement. No monthly service charge. FREE Money Orders, FREE Safe Deposit Box Rental, FREE ATM Card. Fifty-dollar and direct deposit required at account opening. Transaction limitations apply - refer to TIS Disclosure |
|
Christmas Club^ |
0.75 |
$10.00 |
Quarterly statement - Check payout at end of club term. Transaction limitations apply - refer to account agreement |
Money Market Savings^
(Tier 1) |
0.45 |
$1,000.00 |
No monthly service charge when you maintain minimum balance requirement. Interest increases automatically based on account balance. Transaction limitations apply - refer to TIS Disclosure. |
Money Market Savings^
(Tier 2) |
0.70 |
$20,000.00 |
Money Market Savings^
(Tier 3) |
0.95 |
$50,000.00 |
|
Certificate and Retirement Accounts |
|
Account Type |
Annual Percentage Yield (APY) |
Minimum Balance |
Special Features |
| 6 Month |
1.00 |
$1,000.00 |
|
| 9 Month - Special* |
1.10 |
$10,000.00 |
Not automatically renewed at maturity. |
| 12 Month |
1.10 |
$1,000.00 |
|
| 1.20 |
$10,000.00 |
| 1.35 |
$25,000.00 |
| 13 Month * |
1.65 |
$500.00 |
Must have AFSB Checking Account & Debit Card to earn this yield. |
| 18 Month |
1.25 |
$1,000.00 |
|
| 1.50 |
$10,000.00 |
| 1.65 |
$25,000.00 |
| 24 Month |
1.26 |
$1,000.00 |
|
| 1.60 |
$10,000.00 |
| 30 Month |
2.00 |
$10,000.00 |
|
| 36 Month ^^ |
2.05 |
$5,000.00 |
|
| 48 Month |
2.15 |
$1.000.00 |
|
| 2.25 |
$10,000.00 |
| 60 Month |
2.35 |
$1,000.00 |
|
| 2.55 |
$10,000.00 |
| 84 Month |
2.70 |
$10,000.00 |
|
^ denotes variable rate account *certain limitations apply
^^ denotes bump-up CD - one Rate adjustment per term
Accts subject to fees & charges. Fees may reduce APY.
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts, rates and products call Bankline 410-768-7800 Press 6.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE